Pet Insurance at Central Vet
Say yes to the best care — with peace of mind.
At Central Veterinary Services, we know how much your pet means to you. That’s why we make it easy to understand and access pet insurance in Canada — not because we sell it, but because we’ve seen firsthand how it helps pets receive the care they need when the unexpected happens.
Just like you rely on health insurance for your family, pet insurance helps cover veterinary costs, giving you confidence to make the best medical decisions — not just the most affordable ones — during difficult moments.
💡 Why Get Pet Insurance?
Whether it’s a surprise illness, accident, or ongoing condition, pet health insurance helps you prepare — and protect your budget.
Benefits of Pet Insurance:
- Covers tests, surgeries, medications, emergency visits and more.
- Turns unexpected costs into manageable monthly payments.
- Reduces financial stress so you can focus on your pet’s recovery.
“It allows us to practice the best medicine — and gives you the freedom to say yes.”
🐶 Real Story: A Puppy’s Two Surgeries, Covered
One of our clients enrolled in a free pet insurance trial after bringing home a new puppy. Within months, their dog required two TPLO surgeries for knee injuries — costing thousands. Thanks to coverage, both procedures happened without delay, and their pup made a full recovery.
They’ve kept their plan ever since.
🗓️ When Should I Enroll My Pet?
The best time to sign up for pet insurance is when your pet is young and healthy. Why? Most providers don’t cover pre-existing conditions, so enrolling early ensures the widest coverage.
At your pet’s first puppy or kitten visit, we’ll walk you through your options — and offer a free 30-day trial with Trupanion or Petsecure.
You’ll also receive brochures and take-home resources to explore when it’s convenient for you.
Already have an adult or senior pet? No problem — many plans still offer great protection, and we encourage you to check out the options to find the right fit for you.
🔍 What Does Pet Insurance Typically Cover?
Coverage varies by provider and plan, but most Canadian pet insurance policies help with both emergencies and ongoing medical needs.
Common Coverage Includes:
- Emergency veterinary visits — for situations like if your dog eats something toxic or foreign
- Accidents and injuries — including broken bones or bites from other animals
- Illness and sick visits — for vomiting, diarrhea, infections, or sudden behavioural changes
- Diagnostic testing — such as bloodwork, X-rays, ultrasounds, or other lab work
- Chronic conditions — including diabetes, allergies, arthritis, or thyroid disease
- Surgery and hospitalization — for procedures like TPLO repair, lump removals, or foreign object extractions
- Prescription medications — from short-term antibiotics to long-term therapies
- Cancer treatment — including chemotherapy, imaging, and supportive care
- Prescription diets — some plans include coverage for therapeutic food as part of a veterinary treatment plan
- Integrative therapies — select plans cover acupuncture, laser therapy, or Traditional Chinese Medicine (TCM) — all of which we proudly offer at Central Veterinary Services
Optional Wellness Coverage (Add-Ons May Include):
- Annual check-ups and core vaccines
- Flea, tick, and heartworm prevention
- Routine dental cleanings and exams
Just like with human health insurance, what’s included depends on your selected plan. We encourage pet parents to visit each provider’s website to compare benefits, exclusions, and reimbursement options before enrolling.
🐾 Recommended Pet Insurance Providers
We don’t sell insurance or receive commissions, but we’ve seen excellent client experiences with these two trusted Canadian companies:
- Trupanion — known for direct-to-vet payments and fast claim approval.
- Petsecure — offers customizable plans with broad coverage options.
✅ How to Get Started
- Get a quote from Trupanion or Petsecure.
- Compare plans based on your pet’s age, breed, and lifestyle.
- Talk to us — we’ll help you review options and answer your questions.
You can also express interest in your Patient History Form as you prepare for your appointment or during your pet’s next appointment.
🔗 Resources to Compare Plans
Still exploring? Check out these unbiased tools:
💬 Still Unsure? Let’s Talk.
We’re here to help you feel confident, not pressured. If you’re wondering whether pet insurance is right for your family, let’s chat.
At Central Vet, we believe in collaborative care — and that includes helping you make informed decisions about care.
Pet insurance is one more way we help you say “yes” to your pet’s best life.
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